Understanding advanced Chinese video content without subtitles may seem impossible, but with the right tools and mindset, it becomes a powerful opportunity for immersion.
Step 1: Capture & Extract Segments
Use a screen-capture tool to take snapshots of short parts of the video with visible or audible dialogue. If no subtitles are present, pause and transcribe audio with AI tools like:
- Whisper AI (by OpenAI): Automatic speech recognition.
- YouTube Transcript Extractors: Paste the link and get a rough transcript.
- AutoSub (open-source): Great for Chinese audio.
© image: Language Reactor
Step 2: Transform Text into Visual Pinyin Maps
Like the image above, combine characters, pinyin, and space-by-space segmentation into a “map” you can study visually. You can:
- Use Canva or Notion to create these layouts manually.
- Or generate them with ChatGPT + Vision.
- Save them as JPG/PNG so they are easy to reference offline or on mobile.
These pinyin-visual sheets serve as a bridge: they train your brain to recognize whole spoken phrases in context, especially when you hear them multiple times.
Step 3: Loop the Video Segment
Watch the selected 30-60 second clip 3–5 times:
- First Listen: Without any help.
- Second Listen: While reading the visual map (as above).
- Third Listen: Repeat phrases aloud.
- Fourth Listen: Close your eyes and shadow the speaker.
- Final Listen: Watch again and check how much more you understood.
AI-Powered Flashcards
Use ChatGPT or Anki to convert these visual maps into flashcards:
- Front: Audio of a sentence
- Back: Image with pinyin, characters and English gloss
Even better, add emotional or contextual labels (e.g., “frustrated speaker” or “economic hardship”) to remember the tone.
© image: Language Reactor
Why It could Work
This system activates multi-sensory memory (hearing + visual + motor via speaking), and uses AI to replace missing subtitles. It also shifts you from passive watching to deep listening, essential at B1-B2–C1–C2 levels.
Chinese transcript of the video and Chinese Canva vocabulary:
你能想象吗?国际劳工组织发布就2020年,现在可能更严重了, 就2020年世界青年就业趋势,全球13亿青年人当中 约有多少不上班了.
2.67亿 比你很多, 2.67亿依靠父母照顾及经济支援, 然后呢 这个2023年 美国一项针对Z世代的问卷调查显示,什么叫Z世代你知道吗?
1995年到2010年,你看还是妈妈清楚是吧. 65%的Z世代和74%的00后,认为 他们在财务上的进程是远远落后于他们父母一代的.你明白吗?
就是说我们原来老觉得说孩子懒,不肯吃苦.但是现在你像,深圳很多年轻人就说,你们才是享受了经济发展上行红利的那一代人.
我们现在的年轻人有时候干的就是比父母更苦,工作时间更长,但是挣不到那么多钱了,就是说,你看这是世界性的.他们认为财务上的进程远远落后于父母一代.他们当中与父母同住的比例,也比过去高了不少.
北京大学的一项中国家庭追踪调查数据,我国适龄劳动人口的啃老比例,我不能相信这个数字, 就是说这个啃老比例从2010年的不足2%,跃升至2018年的40%以上.
01 Chinese Canva vocabulary (©information: Language reactor)
02 Chinese Canva Vocabulary (©informaction: Language reactor)
我觉得他对啃老这个定义大概有点问题,就是子冬老师,你现在给女儿钱吗?家辉你给女儿钱吗?我没给女儿钱,但是我记住哪个电影里有这么一句话 女儿说的,你珍惜吧我们还为你要钱,对啊,对啊.
真的, 女儿问我要钱,我要珍惜这个机会,对不对,这在我们年轻的时候,是不可思议的,就是大学一毕业, 大学毕业,但上大学的时候,父母供的就很困难了,原因是什么你知道吗?
中国人现在绝大部分的家庭的财产的来源是房子, 而房子只有父母. 这一代 就是现在四五十岁以上的.这一代人, 他们在这个转换期里获得了房子, 而现在的青年人 三十岁以下的,青年人完全靠自己的收入, 要买房子非常的困难. 因此房子的财产成为家庭的主要财产以后 子女一辈超不过父母 对 超不过父母, 没有父母也有钱 就算你的人工很高.
03 Chinese Canva Vocabulary (©information Language reactor)
你也不一定能超过父母 所以这个时候就是40%的 但更大的情况是值得焦虑的 就是你刚才前面讲的 我最近接一个法国的朋友回来 他是唯一的在欧洲的大学里 做行政高层的亚洲人或者说华人 我说什么时候开始欧洲的年轻人觉得 明天不会更好了 他说90年代以后 他90年代以后 欧洲的青年人觉得 他不会想世界20年以后会不会更好 但是他会想 我不会像我父母这样生活了.
English Translation of the video:
Can you imagine? According to the International Labour Organization, in 2020, now it may be more serious, in 2020, the world’s youth employment trend, how many of the 1.3 billion young people in the world are not going to work? 2.67 billion. Much more than you. 2.67 billion.
Rely on parents’ care and economic support. Then, in 2023, the U.S. The U.S. The U.S. The U.S. has always been investigating the Z-generation. Do you know what the Z-generation is? From 1995 to 2010, you see, mom is still clear, right? 65% of the Z-generation and 74% of the post-00s believe that their financial progress is far behind their parents’ generation.
Do you understand? We used to think that children are lazy, unwilling to suffer. But now, many young people in Shenzhen say, you are the generation who enjoyed economic development. Our young people sometimes work harder than their parents, work longer, but can’t make that much money.
You see, this is the world. They think the financial progress is far behind their parents’ generation. The proportion of them living with their parents is also much higher than it was in the past.
Okay, according to a Chinese family tracking survey from Peking University, the proportion of old and young people in Shenzhen I can’t believe this number. The proportion of old and young people from less than 2% in 2010 to more than 40% in 2018. 40%? I think he has a problem with the definition of old and young.
Mr. Zitong, do you give your daughter money now? Jiahui, do you give your daughter money? I didn’t give my daughter money, but I remember there was a sentence in a movie that my daughter said, you cherish it, we still ask you for money. Yes, yes. Really, my daughter asked me for money, I want to cherish this opportunity, right? This was incredible when we were young.
When I graduated from college, when I went to college, it was very difficult for my parents to support me financially. Do you know what the reason is? Most of the Chinese people’s family property now comes from houses. And only the parents of the house, that is, the generation above the age of 40 or 50, they got a house in this transitional period. And now, young people under the age of 30 have to buy a house entirely on their own income, which is very difficult. Therefore, after the property of the house became the main property of the family, the children can’t surpass their parents. Can’t surpass their parents. No parents have money. Even if you have a high salary, you may not be able to surpass your parents.
So at this time, 40% of this, but the bigger situation is worth worrying about, is what you just said. I recently received a friend from France. He is the only Asian or Chinese who is an administrative senior in a university in Europe.
I asked him when did the young people in Europe start to think that tomorrow will not be better. He said it was after the 1990s. After the 1990s, the young people in Europe did not think that the world would be better But they thought they would not live like their parents.
I can’t live in a house like theirs. They are not rich people. I understand.
They are not businessmen. They may be a professional who graduated from a university. When they are 50 or 60 years old, they usually have two houses.
One in the city, one in the suburbs, etc. But the young people, the 20 or 30-year-old young people think that when they get old, they won’t get such a situation. I don’t have the luxury to give one of the houses to my children.
Your two sons are waiting for you. Think about it. You live better than your parents.
But think about it. How can children live like you in the future? This is a global problem. Liu Ting, let me ask you.
Look at our children. No, you and Iron Man. You and Iron Man’s children are so cute.
7 years old, 5 years old. Of course, let’s not talk about the conditions in the North and South. Let’s say it’s in China.
Iron Man has a good job. He makes a lot of money. You also have a house.
You also have savings. When this child grows up in the future, the money he earns can only allow him to live a more ordinary life. For example, he wants to pursue his dream.
He wants to continue to go to school. Or even if he wants to drift for a few years, even when he is 30 years old, you can still afford it. Can you afford it? Yes.
Just now, Mr. Chen said I may not leave a house for my son, right? I also discussed with Iron Man. We may not be able to give our parents a house. But I want to give him a chance to choose.
I mean, if he says I want a house today, I may not be able to give it to him. But if you tell me that I want to study abroad or drift for a few years, as long as you are not at home, I hope my efforts will give you a chance to choose. He should create this opportunity himself.
Right? You contribute to yourself. But I think… So I just said that to build a house according to your basic needs. But if you say you are completely dependent on it, I don’t think it’s possible.
If he comes back, of course I don’t want him to take care of me. After I had a child, I studied psychology. You studied psychology when you had a child? You know, I’m so afraid that one day… Because parents are like this.
This love is very strong. But have you ever thought about giving so much love and letting it go one day? And it’s best if he doesn’t look back. Just like a bird that flies high.
Just like you left us that year. Yes, just don’t look back, don’t look back. This is a successful education.
Then you think about this singer. It must be painful. I don’t want to use my tears or my unhealthiness to make him feel guilty that I shouldn’t fly away.
I shouldn’t go so far. I should go home and have a look. No, my feeling is that I want to be independent and let you fly comfortably.
Right? So I said I studied psychology. If you want to look back, as I said just now, there is no money problem. It’s just a very clean relationship.
Do you really think that our family has brought you spiritual happiness and spiritual support? If he doesn’t want to work, will you always support him? So the values we need to cultivate now are, you know, I left Hong Kong when I was 27. Before that, I didn’t think there was a problem with a 27-year-old girl living at home. I didn’t get married.
But when I came to Hong Kong, when people heard that I was 27 and I was still living at home, everyone couldn’t believe it. They said, how can you live for so long? I’m 27. I’m still 21 or 22.
Then I said, what’s the problem? It’s normal in Asia. They said, if you don’t leave, the bird doesn’t fly out of the nest, you don’t know the situation outside, you don’t know your own strength. In other words, these kids at home are very comfortable and their parents get what they want, right? But I think you will forget your own ability.
You will not have a chance to try. You have the ability, you actually dare to have a next home. Now many full-time children face the problem that I go out, I’m not as beautiful I have the opportunity to exercise, I have the opportunity to play.
I don’t. From their point of view, I understand. I have suffered.
I was scolded by the boss. I got a low salary. It’s different from the previous generation.
In the past ten years, we have entered the so-called risk society. In the past, there was a job, there was a field, how much money can be made and at what stage. Now there is no such thing.
Every three or four years, there is a storm, your economy collapses. They face all kinds of things. Often they have a 90% chance to go out and work for a few years.
The whole person’s character is more twisted than you. You said you went to see a psychologist. No, no, you went to study psychology.
They are twisted, not to mention physical torture. It’s very difficult for them. So from this perspective, if your parents have the ability to reduce the difficulties I personally feel that there is no problem at all.
But I really feel that there are not many good ways out. Yes. I feel that it is to advance or to retreat.
I see some reports now, I feel that now there is a very lonely in their contemporary painting It should be in the wilderness Such a little boy seems to be in a hurry. At home, he is a full-time child. In fact, he still can’t find an ideal job.
This is the biggest problem. Very few people really think this is a long-term solution. But you see, he has a sentence.
He said, instead of giving the boss a PUA outside, it is better to give the parents a PUA. But I feel that they are either given a PUA or a PUA. If you take the money from your parents, I feel that there is a lot of human nature in this.
If you don’t take the money from your parents, the money your parents give you is one cent. If you take the money from your parents, or they support you, or they give you a house loan, when they give you money, the amount is different. Right? So some young people swear that they will never take their money again.
They will never take their money again. But in the end, they still take it next month. When they take the money, they are very uncomfortable.
Many parents start nagging Why don’t you find a boyfriend? We are old. You have to leave us a child, a grandson. You are always wandering around.
What are you doing? You can refuse to listen. But you have to take his money with one hand. But with one hand, he will count you every day.
I think that young people are very… But you live at home, you protect your parents’ economy. You protect it. The parents you mentioned earlier help you pay the house loan.
I think that’s two different things. The purpose of supporting loans is to help the children’s education. And this is clear.
And the purpose is to prevent future disputes. You will have property in the future. It’s different from avoiding these disputes in the world without leaving home.
To be clear, we have two kinds of currency in our life. One currency is money. What is the other currency? What does it mean? Time.
When people look back at their middle and early years, what do they regret the most? When you look at the people on the streets of the subway, they are all using their own time to exchange for a little bit of poor money to maintain their livelihood. Yes. So when you look back at it like this, I totally agree with the values you just mentioned.
Parents want their children to be successful, want their children to be independent, want their children to be strong. This is also worth supporting, and so on. But from a philosophical point of view, if what you do is not out of interest, not out of meaning, but only out of interest, then you are using your time to exchange for money.
Avoid it if you can. There is a trick in the book. It’s hard to prove what it is.
The so-called meaning, to find the meaning of work, to be interested in yourself, and so on. Sometimes you just have to be more abstract, that is, to eat the bitterness, and then figure it out. It’s hard for you to say, You Ting, I have supported you for two years today.
At home, you think of what you want to do, what interests you, what abilities you have, and calculate it. Then I say, Okay, that’s enough. Two years, I’m going out.
It’s hard. Those of us who have worked for decades know this. You are always the first step.
You never expect to be taken to the second step. Then the second step is taken to the third step. I often tell young people this.
They say, Mr. Ma, what kind of job do I want to find? Do I want to take this job? I always remind them, you often have to see if this job has the opportunity to take you to the second step, other jobs. Of course, I also sing in a high-pitched voice. Many times we don’t know.
Sometimes you come and you come. You do the first job. Maybe it will be PUA outside, will be 996, the salary is not high.
But inside, you find where your talent is. You also learn talent. Then you also find opportunities.
I did a very boring job for 10 months. On the first day of the 10th month, I suddenly met a co-worker. I learned a lot from him.
He also talked about developing a project and then asked me to cooperate. You never know. You never know.
He has a very positive life habit. You can’t just say, am I interested? You can’t just say, is what I do meaningful? Maybe it looks like I’m not interested, I’m not meaningful. This thing seems like I’m just doing this for a little money.
But it may become meaningful. For example, I’m a ticket collector in a movie theater, right? After 10 months, I will write short stories. You really don’t know.
I believe that life is a accumulation. I left home when I was 27 years old and came to Hong Kong. But I’m in Hong Kong.
Looking back, it’s always the lowest time. But there’s no… Hong Kong’s lowest time. Really? What do you think of me? What do you think of us? Are we the lowest point in your life? No.
No, no. Don’t complain to the parent company. Yes, but that is to say, I met the lowest time.
Then I look back now, I really think that without all this, life must have a story to be wonderful, right? Then your story can’t always be high. So I think you must come out and go. Then you must meet the lowest things.
Playing games is like passing the exam. In this game, you feel that after you die, you turn it on again tomorrow, it will come back to life again. Full of blood and resurrection.
Full of blood and resurrection. It’s okay. Everything is just an idea.
You Ting’s metaphor of playing games is very good. I got your hobby. There is a key in playing games.
Unlock. Yes. Unlock.
You have to unlock your abilities and weapons. It’s hard for you to sit in a place, for example, at home, suddenly unlock your abilities, unlock your abilities, unlock your ideals. It’s hard.
You must be in a hurry. Even when you are at your lowest point, it’s hard to cry. Then a certain part can be unlocked.
But when it comes to full-time children, we must not forget that there are still a lot of people who want to be full-time children. There is no way. No ability.
There are no parents like that. No conditions. I heard from some young friends that there are some conflicting opinions For example, I saw my friend You Ting, my best friend, went back to be a full-time child.
I also want to. Okay, I also want to. I don’t.
My parents don’t have money. I still want to make money. To a certain extent, this complaint is also Versailles.
Yes. No, to a certain extent, this complaint also shows that the wealth of society is increasing. You don’t say from a certain absolute meaning, when we were younger, did you say that the proportion of people eating, dressing and not worrying is much higher? Hasn’t China solved the problem of poverty? Right? Then it’s like what Ma Ye said last time.
You go home to eat more chopsticks. Like Japan has a concept called single-parent family. It refers to this kind of people who don’t want to get married, but live with their parents.
The main cost of living depends on the parents. If you make some money, you can make some money. In Japan, many people live like this for a lifetime.
This is also a way of life. Live with parents. You know? Even now, some parents are quite interesting.
I don’t want my child to go out and suffer. That is to say, if you want to go out to work, you go out to work. You stay here with me, right? Can I support you with my pension? You have to make a choice.
But in Tao’s case, besides the two groups, there are some contradictions, some jealousy, love, envy, jealousy, hate. Right. In addition, we have to pay attention to the so-called single-parent family.
There are different ways of life. They can be together. Not only can you be my housekeeper, I can do some things together to plan.
Especially now in the Internet age, I know Hong Kong. Maybe Hong Kong’s life is too difficult. I have to find a way to make money.
Some families also have children living together at home. They open online stores. It’s quite fun.
Distribute and find some small things. Parents and children. Parents don’t understand the operating platform, but they have the money.
Children understand. Instead of being my full-time child at home, do you want to be a housekeeper? You see, you are my full-time child. But you are a housekeeper, we cooperate.
Be my business partner. We open a small online store. I pay the cost.
What do many Hong Kong families do? Children are at home. Help parents to raise stocks. Raise house.
Do you know? When you are free, parents are not free. When you are free, go to see the house every day. Hong Kong people’s favorite activity.
Look at the house. Look at the house. Go to see the house every day, open the online store.
In the current situation, parents must tell their children, go to rest. Don’t go to work. Now real estate can’t make money.
Make money with other things. Take a break. This is fun.
Jidong is right. Because in Hong Kong, in the past two years, real estate is low. Everyone has to invest to make money.
What to do? It’s fun. Find a bank to pay regularly. Because the interest rate of each bank is different.
And it changes every day. Your child is watching for me. Comparing prices for me every day.
It turns out that today, A bank is high. From 3.6 to 3.7, two months regularly. Immediately tell me.
I will transfer the other money. Tomorrow, that bank is 3.8. I want to transfer this money. Sir.
It’s fun. Yes, it’s fun. I’m done.
You are done. Really. That’s right.
Which bank? Tell me. Let me tell you. In Hong Kong, I really made some interest in Hong Kong.
It was also the financial manager of the bank who told me. For example, you transfer this money to pound. In the two months of pound, the interest rate seems to be higher than your Hong Kong dollar.
We don’t understand. Obviously, the interest rate is high. I just saved a little.
Later, I found that it was really. But it’s all short-term. One month, two months.
You know, I thought it was a good trick. Basically, I forgot about financial freedom. Right? I said I wouldn’t work in the future.
I think it’s good to transfer this money to pound. Every day, pound. So that day, I was cruel.
Right? Then, I transferred the money to pound. Invested. But you know, because we work every day, we have already forgotten about this brain.
Then, when I went in, I forgot to take it out. One day, when I checked my account, I only had a few dollars. How? It was a deposit account.
I was confused. It scared me. You know, I got this experience at least once.
That is to say, have you ever experienced that your money in the bank has become zero? I suddenly felt in my head, what should I do? Then, I called the bank. I was like this. What happened? I couldn’t say anything clearly.
OK. I was in this state for a day. I think, in the daytime, it was already dark.
Really. It was already dark in front of me. I just lived my life.
Hurry up, tell me the ending. I was so nervous. The ending was that I put all the money I had in the bank into that one-month account.
I went into that account. You changed an account. I don’t really understand this.
But when I checked my deposit account, it was gone. You know, this thing showed that I was a native. You are serious about money.
It showed that I was a native. I realized this a long time ago. Their strategy is to attract the money from other banks to come here.
So they give you a very high interest rate for three months. After three months, you have to transfer it back in time. Are you busy? I’m getting more and more forgetful now.
You forgot everything that happened two months ago. It’s Farnsley again. You can still forget about a huge amount of money.
That’s my second half of life. The second half of my retirement depends on this. I thought I met a scamming group.
That’s because you are busy. Many of my friends, including me, enjoy this. They asked me, what have you been busy with recently? I said, I’ve been busy filling in the form.
Filling in the form. Transferring the money there every day. Then transfer it there.
I feel very happy. It’s like I’ve made money. Your bank has eaten me up for so many years.
The interest rate was very low before. It was only two years high. Finally, I’m going to eat you up.
3.8 here, 3.85 there. Fill in the form again. 3.85, 3.9. Fill in the form.
I’m very happy. How is the economic relationship between your children and parents in Finland? I mean… They don’t want to change? Originally, they didn’t want to change. Originally.
But in the past year or two, the global economy has been really bad. So in recent news, they keep saying that children in Finland have to rely on their parents to have a house. But it’s only been two years.
When it’s on the news, it means it’s a new thing, right? It means that in the past… It will soon become a universal value. But I think what’s interesting is that they wrote it down. What’s the final conclusion? The government, you have to figure it out quickly.
In Finland, it’s not that you can buy a house if you want to. You can live wherever you want. In many places, in a community, there may be a building that is only for artists.
Only for artists. You have to have a music school or a performance certificate before you can buy that building. And then there’s a floor.
In a building, that area is a good area. In a floor, there may be a few floors that can only be left for people with a certain income to buy. And then its house price can’t be used as a market price.
So the artist’s building is not the same building. Different buildings. The artist is the artist.
And then… But it’s just… If you zoom in, if you look at it with an empty camera, you’ll feel like they’re planning to mix different people in there. So you won’t know which one… You won’t walk over and say, this is where the poor live, right? No. And then… And they want the rich to live here, too.
The reason is because they think if anyone has a connection with the community, they will invest. If you agree, you want to build. Or your children.
The rich have good children. We say the resources are better. They will have better development.
They will motivate the children next door. Because you play together in the same school, right? So he means that in this way, we can improve each other. Mr. Xu, let me ask you a question.
This is a big question. A philosophical question. Is it a prerequisite for spiritual independence to be economically independent? Without economic independence, is it impossible to be spiritually independent? Of course there will be a few exceptions.
But for the big ones, it should be like this. Which one should be independent first? Which independence will lead to the next independence? Generally speaking, without economic independence, it is impossible to be spiritually independent. What do you think? But what is the meaning of independence? We just talked so much.
I think we set the bar very high. For example, there is a house. Or there is a certain income price.
But if we just said the Finland government seems to give a lot of money. What it gives is very basic. That is to say, it won’t let you spend more.
I just wanted to ask how much income can a mother make? Yes. The first mother. The first mother’s income.
The first child. No, the first mother. The first mother.
About 600 euros. A month? A month. 600 euros is equivalent to about 5,000 Hong Kong dollars.
5,000 to 6,000 dollars. Yes. That’s not bad.
Is it basic? If you give birth to a few more, the economy will be more powerful. But it doesn’t mean that 600 euros will become 1,200 euros the second time. It’s not like this.
Yes. It’s not like giving birth to 10 children will make 60,000 euros. No.
No. If you are busy with Iron Man every day, you can do one thing. The Europeans will see the calculation of China.
No. It’s not like this. There are many details.
No. It involves such a problem. That is to say, parents support their children.
I really think when people say that the economy is down, I am really good at digging my own grave. I think after all, the parents have a little extra money. This is the same as my parents at that time.
They gave me 50 yuan for a month or a semester when I was in college. I didn’t have enough to eat for a month. It’s completely different.
You see, that day I met a friend, a couple. I found out that the mother was planning for the child. She told me, you see, my husband has tens of thousands of yuan a month.
I take out a few thousand yuan every month to buy insurance for my child. Then my husband said he wanted to invest in a real estate. I told him you have to write the child’s name and so on.
He said, I have written my husband’s will recently. Right? You can’t leave it to your parents. Leave it to our children.
Worried about the inheritance tax. Right? Leave it to our children. I think the mother can worry about the child.
Later, my husband said I can’t leave my parents alone in the future. Right? He said, you write at most that the parents have financial difficulties and our children can help. Anyway, he told me these things.
It’s funny. I realized I said, you see, even if you are a middle-income family, I said, according to the calculation of the mother for the child, in fact, as long as your child is not luxurious, she plans to pay for the child’s retirement insurance. How many years later, buy a kind of how much money my child can get from the bank every month.
I started to think about such a possibility. Then her child can not work. As long as it’s not luxurious, she can not work for a lifetime.
Rely on the wealth arranged by her parents. The wealth arranged by her parents. Yes, but she won’t be happy, right? This is the key.
I just said this. I just said this question. In fact, if you look at this data, it’s really different from ours at that time.
It’s more or less supported by parents. This is no less. The age is different.
If we talk about our age, after the years of economic development, how much has accumulated? We have wealth. Wealth to a certain extent. You look at it from the perspective of your children.
Didn’t you say you wanted to share? What is this? Right? Why do you want to have a child? Yes, I want to have a child. Share a bike. Share a bike.
Share. We want to be rich. Yes, this father is good.
We want to be rich together. This father is good. Yes, no, no.
From the perspective of children. From the perspective of children. You have it.
I don’t want all your money now. I am suffering outside. We just said all kinds of difficulties.
I have difficulties now. I don’t necessarily depend on you for five or ten years. Sharing is also possible.
The problem is what to do after sharing. I have a friend. His family mainly relies on his family.
But his children take on a very important responsibility. I think it’s very good. Plan their family trip every year.
Go out two or three times a year. Go to those more difficult places. Plan a ticket hotel for the children.
Let the parents also enjoy. In addition to being busy at work. Be able to enjoy a very happy journey.
Chinese Subtitles:
我要珍惜这个机会 对不对 这在我们年轻的时候是不可思议的 就是大学一毕业 大学毕业 但上大学的时候父母供的就很困难了 原因是什么你知道吗
中国人现在绝大部分的家庭的财产的来源是房子, 而房子只有父母. 这一代 就是现在四五十岁以上的.这一代人, 他们在这个转换期里获得了房子, 而现在的青年人 三十岁以下的,青年人完全靠自己的收入, 要买房子非常的困难. 因此房子的财产成为家庭的主要财产以后 子女一辈超不过父母 对 超不过父母, 没有父母也有钱 就算你的人工很高.
我不能像他们这样的房子 他们不是发财的人 不是做生意的人 他们可能也是做一个专业 读了大学出来 到他们五六十岁的时候 他们一般来说有两个房子在市区有一个 在郊外有一个等等 可是年轻的现在的二三十岁的青年人 觉得我到老的时候得不到这么个情况 我也没有这个奢侈 可以把其中的一栋房子交给我的子女 你两个儿子等着你 你想想看 你比你的父母生活的要好 但是你想想看 你怎么将来小孩能期望 像你们这样生活吗 这是一个世界性的问题 这是一个事情 邱婷婷我就问你 你看咱们的孩子 不是你跟铁人的 我就说咱们不是你跟铁人的孩子 这么可爱 七岁五岁 当然咱先别说北欧这个条件 假如说是在中国 那么 人家看铁人工作也挺好的 挣钱也挺多的 你们也有房产 你们也有积蓄 将来这个孩子长大了 他挣的钱只能让他过一个 比如说比较一般的生活 那么比如说他想进一步追求理想 想接着上学 或者哪怕就是想飘那么几年 哪怕到了三十岁 但是你们明明又供得起他 你们供吗 供啊 供啊 刚才 刚才陈总好像说 我不见得留一个房子给我儿子 对不对 的确我也跟铁人讨论过 就说我们可能没有办法 像我们的父母说 给你一个房子 但是呢 我要给他有选择的机会 我的意思是说 他如果说我今天说我要个房子 我可能给不了 但你如果跟我讲说 这个钱少一点点 我想出国念书 或者是我想要飘个几年 只要你不在家 我就希望我现在开始的努力 是希望可以让你有选择的机会 他照理说应该自己创造这个机会 对吧 你自己供你自己啊或什么 但我觉得 所以我刚才说 啃老 某部分你依照你本来的基础 往上再建造 我觉得这是很合理的事情 但是你说完全依附在这里面 那我觉得这不可以 就是他如果说回来 当然照顾我 我不要 我有了小孩以后 我念了心理学 他们有了小孩念心理学 心理出问题了 有了小孩是吧 因为我 你知道我超怕 我有一天 因为父母是这样的吧 这个爱很浓厚 可是你却有没有想好 这么给这么多的爱 有一天是要让他走的 对吧 而且他最好头也不回 就像展翅高飞的鸟 对吧 就像你当年离开我们 对 就不回头不眷恋 这才是成功的教育 是吧 那你想这个割舌一定痛的吧 我不希望用我的眼泪 或我的到时候的 心理的不健全 然后呢让他觉得有愧疚感 说我不应该离走 我不应该飞走 我不应该去那么远 我应该要一直回家看看 没有啊 我的感觉就是 我要把我自己独立好 然后呢让你飞得很舒服 是吧 所以这我说我念的心理学 那你如果要回来看 那我就刚才我说的 没有金钱的问题 就是纯粹就是要个 很干净的关系 你是真心觉得 我们这个家有带给你 精神上的快乐 跟精神上的支持 你才你想回来 那我们绝对欢迎 他如果不想工作呢 你会一直支持他吗 所以我们现在要培养的价值观 就是你知道 我住到27岁 我才离开去香港 住在之前我不觉得 一个女孩子在家里面 住到27岁有什么问题 我又没有结婚 可是我到了香港 我到了现在到国外 人家听到我27岁 以前还住在家里的时候 每个人都不可置信 说怎么住这么久啊 27岁我 还不是21、22岁吧 然后我就说 这有什么问题 在亚洲很正常 他们说但是如果你不离开 就是鸟不飞出巢 你不知道外面的情况 你不知道自身的实力 也就是说这些在家里的孩子 他很舒服 然后爸妈就各取所需嘛 对吧 可是我觉得 你会忘记你自己的能力 你会没有试恋的机会 你有能力了 你其实才敢有下一个家 因为现在很多全职子女 面对的问题是说 我出去 我不如想象中的那么美好 有我锻炼的机会 有我发挥的机会 我没有啊 从他们的想法 我懂 我受苦啊 被老板骂996什么的 拿低工资 还有跟前一个世代 前一个世代 不一样是说 现在过去十多年 进入所谓的风险社会 对 以前的路大概 有个工作 有个进入一个领域 大概可以赚到多少钱 到什么阶段 现在没有啊 经常每三年四年 哪一个什么风暴 什么风暴 你的经济崩溃什么 他们面对种种 往往他有九成的机会 出去工作了几年 整个人的性格 比你还扭曲 对不对 你说你去看心理 对 看心理医生 看心理学 你去读心理学 他们扭曲 更别说身体的折腾 那是很苦啊 对他们来说是很大的困难 那所以从这个角度 假如你父母亲有这个能力 让他减轻子女的困难 我个人觉得一点问题都没有 但是这个真的是 我就觉得 好的出路真的不多 对啊 就觉得是进一优退一优 我现在看到一些报道 我就觉得现在这个 哎呀我脑子里浮现出一个 他们那个当代化里边 那种特别孤独的 应该是在北欧的旷野上 那么一个小男孩 好像彷徨无依 在家做全职子女的 其实主要还是找不到理想的工作 这是个最大的问题 没有人真的 或者说很少人 真的觉得这是一个长久之计 但是你看他就有一句话 他说 与其在外边给老板不靠谱 那老板POA 还不如给父母POA呢 但是我就觉得难道他们 不是被这个POA 就是被那个POA 你就拿父母钱 我觉得这个里面有很多人性啊 深处的东西就暴露出来了 你没拿父母钱 父母叨叨你是一个分寸 你拿了父母钱 或者说他供养你 或者他给你房贷 他叨叨你的时候啊 他那个量级啊 是不一样的 对吧 所以有些年轻人就是说 发誓我再也不要他的钱了 我再也不拿他的钱了 但是最后下个月 还是拿了 拿钱的时候很不好受 很多父母拿钱的时候 就开始叨叨了 你怎么还不找男朋友啊 你什么 我们老了 你怎么着也得给我们留个孩子 留个孙子 然后你一整天在外边飘着 你这叫干什么呢 你可以不听 但是你一手要拿着他的钱 但是一手呢 他天天这么数了你 哎呦 我一想这孩子 这年轻人啊 真是 可是你住在家里 就是父母的经济 你在他当中庇护 跟你刚才讲的父母帮你付 这个房子的贷款 我觉得那是两回事 支持贷款 其实也是帮助子女的致命 而且这个是清清楚楚 而且目的是为了防止将来会争执 你将来会有财产 跟你躲在家里不出去 回避世上的这些纷争 是不一样的 想穿了 我们其实人生啊 就是两种货币 一个货币就是钱了 还有一个货币是什么 时间 人回头看自己的中年时期 青年时期 如果有什么事情最后悔的 就是你看地铁满大街的人 都是用自己的时间 来换取可怜的一点 维持生存的钱 是啊 所以这么回头看的时候 我完全同意你刚才讲的那个价值观 父母希望子女成功 希望子女自立 希望你坚强 这也值得我来支持你等等 但是抽象一点从哲学上来讲 如果你做的事情 不是出于兴趣 不是出于意义 而只是出于利益的话 那就是用你的时间 在换钱 能避免就避免 可是子冬里面有一个吊诡 很难去证明的 什么样呢 所谓的意义 要找到工作的意义 自己兴趣等等 有时候你就是必须要 在说抽象一点 就是要吃苦里面 再摸索出来的 你很难说好 又廷我今天支持你两年 你在家想到一个 我要做什么 我的兴趣在哪里 能力在哪里 精算了一轮 然后我好了够了 两年了我出去 很难的 我们是工作过了几十年的人都知道 你永远是第一步 没想到会把你带到第二步 然后第二步带到第三步 我经常这样跟年轻人说 他们说马老师找 我要找什么样的工作 这个工作要不要接 我都提醒他们 往往是你要看这个工作 有没有机会把你带到第二步 其他的工作 当然我也是唱高调 许多时候我们也不知道的 有时候你来了就来了 第一个工作你就做 可能的确在外面会被PUA 会996薪水不高 可是在里面你发现了 你的才能在哪里 你也学到才能 然后你也找到机会 做了十个月的很无聊的工作 到了第十个月的零一天 突然碰到一个工作伙伴 又提 我从来身上学的很多 他也谈了一个要发展一个项目 然后找我去合作 你永远不知道 他这个很positive 很积极的一个人生观 就是说你不能单纯的讲 我有没有兴趣 不能单纯的讲我做的这件事情 有没有意义 可能看上去我又没有兴趣 我又没有意义 这个事情好像我只是为了一点钱 来做这个事情 但它可能变成意义 比方说我在电影院里面 做收票员对不对 收了十个月以后 我会写短篇小说了 你真的不知道 这个人生是一个累积 我都相信 从我离开二十七岁 来开家到香港 但是我就是在香港呈现 我到目前回头看都是最低的时候 但没有那个 香港死里的低洼地 真的 是吗 你把我当成什么了 你把我们当成什么 那我们是你人生的低谷吗 这没有 不是不是 不要投诉母公司啊 对 但就是说 我碰到了最低的时候 然后呢 我现在回头看 真心觉得没有这一切 人生要有故事才精彩 那你的故事不可能 永远都是高的 所以我觉得你一定要出来走 然后一定要碰到低的东西 打游戏过关 就是破关一样嘛 这个你在游戏里面 你觉得那个死掉了以后 你明天再开机 它又重新活一样 满血复活 满血复活可以的 一切就是一个想法而已 佑廷用打游戏这个比喻很好 大家收到你的爱好了 打游戏里面有一个关键 解锁 对啊 要把这个能力 什么武器解锁 你很难很难坐在一个地方 就比方说家里 突然成就解锁 能力解锁 理想解锁 很难的 你一定是在碰碰撞撞里面 甚至在你所谓低谷的时候 很困难要哭泣的时候 那某个部分能够解锁 可是谈到全职警女这个 我们别忘记 还有好大一群人 想当全职警女 也没有方法 没有能力 没有这样的父母 没有条件 那我听一些年轻朋友说 这两个群体 其实有一些不低的矛盾 像看到我的朋友 佑廷我的闺蜜 回去当全职警女 我也想啊 OK 我也想啊 我没有啊 我爸妈没钱 我还要赚钱 某种程度上这个抱怨也是凡尔赛 对 不是 在某种程度上 这个抱怨也说明了 这个社会财富在增加 你还别说 从某种绝对的意义上讲 比我们年轻的时候 你说是不是 大家吃穿不用愁的比例高多了 中国不是解决贫困问题了吗 对吗 那么就是像上次马爷讲的 你回家吃饭就是多双筷子 像日本有一个概念叫 单身寄居族 指的这一类人就是说 他也不想结婚 但是跟父母就住在一起 平常主要的生活花费就靠父母 自己打点工吧 就是自己零花钱 在日本很多人这样他过一辈子 那么这也是一种生活方式 跟父母就是共生 你知道吗 现在甚至有的父母亲也挺有意思的 我不想让我孩子出去吃苦 那就是说你愿意出去工作 你就出去工作 你在这我这待着对吧 我的退休金能养你 给他们一个选择 可是涛哥里面 除了我说两个群体有些矛盾 有些嫉妒 爱羡慕嫉妒恨 那另外我们要注意 所谓共生家庭 有不同的生活的方式 他可以一起 不仅是你替我当家务助理 我可以做一起来计划某些事情 特别现在网络年代 我认识香港 可能香港的生活太艰难了 都想办法赚钱 有些家庭也是小孩住在家里一起 他们开网店 蛮好玩的 批发找一些小东西 爸妈跟子女 爸妈不懂运作平台 可是有本钱 子女懂 你与其在家里当我的全职子女 你要不要兼差 你看你全职是当我子女 可是你兼差是我们来合作 当我的事业伙伴 我们弄个小网店 我付成本 那还有很多香港家庭是干嘛 子女在家帮忙爸妈炒股票 炒房 你知道吗 你有空啊 爸妈没有空 你有空每天去看楼 香港人最爱的活动 看楼 每天去看楼盘上网 现在的形势 爸妈肯定对子女说 先休息吧 不用去看楼了 现在房地产炒不了炒其他的 休息一下吧 这个好玩 子冬说得对 因为香港这两年房地产低迷 大家总要投资赚钱 干什么很好玩 找银行定期存款 因为每家银行的利率不一样 而且每天在变 你小孩替我看着 每天替我比价 原来今天A银行高了 从3.6变3.7 两个月定期 马上告诉我 我就把另外那笔钱调过来 明天那个银行3.8 我要把这钱调过去 家规 是好玩 我都玩了 你都玩了 真的 哪个银行知道 告诉我一下 香港还真赚了一些利息 也是银行的财务经理跟我说的 比如说你把这个钱转成英镑 英镑这两个月 这个利息好像就比你港币 怎么反正就高 咱也不懂 反正明显利息高 我就存了一点 后来发现还真的是 但是它都是短期的 就一个月两个月 你知道我一看见这招不错 基本上好像财务自由在望了 对吧 我说我以后不工作了 我就倒腾这个不也挺好吗 就每天 于是那天我下了个狠心 是吧 然后我就把这个钱 巨款投入 但是你知道 因为咱们天天工作 这个脑子早就忘了 然后呢 一进去后 连忘了拿出来了 有一天我一查我那个户口 只有几块钱 怎么会 就储蓄户口 糊涂 吓得我 你知道 我至少获得了一次这个经历 就是说 你有没有想经历过 你在银行里的钱 血本变成零了 哇 我一下子脑子里就觉得 这这这怎么办 然后给那个银行打电话 我就说 发生什么事了 什么都说不清楚 好 我这个一天 我这个精神就处于 我觉得 大白天 我觉得天都黑了 真的 我觉得我眼前都黑了 我就下一个生活 快点讲结局嘛 太紧张了 结局就是我把这个原来储蓄户口的钱 全部存到那个一个月的那个 那个里面去了 换了一个账户 我不太懂这个 但是你一查你的储蓄户口 就没了 你知道吗 就就这个事情就说明我是个土鳖 就这个事情就说明我是个土鳖 早就意识到这话了 他们的策略是把别的银行的钱 吸引到这里来 所以给你三个月很高的利息 过了三个月 你得及时的再去转回去 你忙不忙啊 就现在越来越健忘了 你知道吗 两个月前那个事 你根本忘光了 又是凡尔赛了 一笔巨款还可以握过 那是我的后半生 后半生养老就靠这个底了 我以为碰见什么那个诈骗集团了 那是你贵人事忙 我很多朋友 包括我很enjoy很享受这样 他问我你家辉最近忙什么 我说忙填表啊 填表 每天把这些钱掉到那边 然后掉到那边 我觉得非常快乐 好像我赚到了 你的银行把我吃定了那么多年 以前的利率很低嘛 是这两年才高嘛 终于老子要把你吃回来了 这边3.8 那边3.85 又填个表 3.85 3.9填个表 非常快乐 芬兰的子女跟父母的经济关系 是怎么样 我就说就 不想干 本来是很不想干 本来 但是最近这一两年 我就是因为全球经济真的都不好 所以他们最近的新闻上面 是不停地在讲说 芬兰孩子必须要靠父母才有房子了 但是这是这两年的 大家上新闻 就表示说是新事是吧 就是说过去的 很快会变成普世价值观 但是我觉得有趣的是 他们写出来到最后的结论是什么 政府你赶快想办法 芬兰的房子 不是你想买就买 你想住就住 他们很多地方 在一个社区里面 他可能会某一个楼 是只租给艺术家 只卖给艺术家 你要有音乐学院 或者是表演的证明 你才可以去买那一栋楼 然后有一层楼 一栋楼里面 那个区是好区 一层楼里面可能有几层 是只能留给多少收入以下的人去买的 然后他的房价 不能用市价 跟那个艺术家的楼 不是同一个楼了 不同楼 艺术家就是艺术家 然后但是他就是 你如果放大 就是如果空拍机的话去看 你会感觉 他是在规划的时候 就希望把不同的人混合在里面 所以你也不会知道哪一个 你不会走过去说 这个就是穷人住的是吧 不会 然后他要让有钱人也住到这里来 原因就是因为他们认为 任何人跟社区有连结以后 你就会投入 你认同了以后 你就想建造 或是你的孩子 有钱人孩子好 我们说资源比较好 他会有比较好的发展 他会带动旁边的小孩 因为你一起在同个学校玩是吧 所以他就意思是说 这样子的话 我们才可以一起互相提升 徐老师我问你一个问题 就是这是个大哉问 哲学问题 精神独立是不是前提必须要经济独立 没有经济独立 是不是不可能有精神独立 当然会有少数例外 但是大的来讲应该是这个 那哪一个要先独立 哪一个独立才会带来下一个独立 一般认为没有经济独立 无法精神独立吗 不可能有精神独立 你觉得呢 但这个独立的意义是什么呢 就是我们刚才讲那么多 我觉得我们把这个标弄得很高 就是例如说要有房 或者是说有一定的收入的价钱 但是如果我们刚刚说 芬兰政府好像给很多钱 他给的是非常基本的 也就是说他不会让你有多零花钱 我刚才就想问 做母亲的能收入多少 对 第一个母亲 第一个母亲加起来 第一个孩子 不是第一个母亲 第一次做母亲 600欧左右 一个月吗 一个月 600欧那等于差不多5000港 五六千块钱 对 也不错了 可以了 多生几个就经济独立了 但也不会说600欧 第二个变1200欧 不是这种加法 对 不是说生10个就6万 没有 不是 又停了 跟铁针每天忙着 就干一件事就行了 欧洲人看到你中国这套算法 不是这样子 它很多细节 对 它是涉及到这么一个问题 就是说父母资助子女 我其实真是觉得 大家说什么经济下行了 我真是善于一苦思甜 我觉得毕竟还是说 就是父母手里有点余钱了 这跟我父母那个时候大学 一个学期可能就给我 一个月了 还是一个学期 给我50块钱 就是月月都不够吃的 那完全不一样 你看那天我碰见我一个夫妻俩 我就发现现在这个妈妈 为这个孩子打算的 就跟我讲说 你看我老公一个月几万块钱 我又每个月拿出几千块钱 给我孩子买了这个保险了 然后我老公说要投资一个什么房产 我就跟他说 你就以后要写上什么孩子的名字 什么的 他说我老公连遗嘱都写了 是吧 不能留给你父母 留给咱们孩子 担心遗产税 就留给咱们孩子 我觉得这妈妈可以为孩子操心 后来老公说 将来我不能不管我父母 对吧 他说你最多写一句 就是说父母经济有困难 就是咱们孩子可以帮助 反正就给我唠叨这些事挺逗的 我就意识到 我说你看哪怕你们中等收入之家 我说要按照妈妈这么精打细算 为孩子 其实你的孩子只要不奢侈 他打算连孩子的 恨不得养老保险 说多少年之后 买的一种 我孩子每个月就可以从银行领多少钱 我就开始想这样一种可能性 那他孩子是可以不工作的 只要不奢侈 一辈子可以不工作了 靠着父母给自己安排的财务 可以但他不会快乐吧 这就是关键的 我就说这个问题 实际上你从这个数据上看 实际上跟咱们那个时候真不同 就是多多少少接受父母资助的 这个不再少 年代不一样 假如讲我们的年龄层 经过经济发展的岁月 多少都有累积起来 我们有财富了 某程度财富 你从子女的角度看 不是说要共享吗 这叫什么 生孩子为什么 我又和你 共享单车 共享我们要富裕吗 共同富裕 这父亲好 对 小孩的角度 你们有 我现在不是要你全部的钱 我在外面遭受我们刚说种种的困难 那我现在有困难 我也真的不一定五年十年就靠你 那共享也是可以的 问题是共享之后要做什么 像我有个朋友 他家庭小孩也是主要依靠家里 可是他小孩负起一个很重要的责任 我觉得非常好的 规划他们每年的全家去旅行 一年大概出去两三趟 去那些比较难去的地方 小孩规划行程订机票酒店 那让父母亲也能够享受 在工作忙碌以外 能够享受一个很快乐的旅程
@Yolanda Muriel 
yolandamuriel.com 